Stop dreading the qualification process and see if you qualify to get in the home of your dreams First Name Last Name Phone Number Email Address Current Mailing Address Zip Code Pick a Loan Officer: No PreferenceMatt PruittJohn Morris Next What are you most interested in doing today? Home RefinanceHome PurchaseCash Out Refinance Go BackNext Are you a first time homebuyer? YesNo Go BackNext What kind of home are you looking for? It can make a difference in the interest rate you get. Single Family HomeTownhomeCondominiumMobile or Manufactured Go BackNext How will you use your new home? It'll affect your home loan options. Primary ResidenceSecondary / VacationInvestment Property Go BackNext How far along are you in the process? Signed a Purchase AgreementPending/Found a HouseBuying in the Next 3 MonthsBuying in the Next 6 MonthsResearching Options Go BackNext Why do you want to refinance your home? Lower my monthly paymentPay off my mortgage fasterChanged my ARM loan to FixedBrowse current mortgage ratesTake car out of my home Go BackNext Do you currently own a home? YesNo Go BackNext Do you plan on selling this home? YesNo Go BackNext Do you have a real estate agent? YesNo Go BackNext What are you most interested in doing today? Seeing How Much I Can AffordViewing and Comparing RatesGetting Pre-Qualified Go BackNext What’s your target purchase price? Give us your best estimate. Go Backnext How much do you have for a down payment? Tip: most loans require at least 3% down. Go BackNext Great. What’s your annual income before taxes? This helps determine the amount you qualify for. Go BackNext What’s your credit score? It’s ok to estimate. Your credit score affects the loan programs and interest rates you may qualify for, as well as the amount you’ll need to put down. 720 and Above660-719620-659580-619579 or below Go BackNext Are You Self-Employed? YesNo Go BackNext Have you had a bankruptcy, foreclosure, or short sale in the past 7 years? YesNo By submitting a request to be contacted, you authorize Cardinal Financial to deliver or cause to be delivered telephone calls or text messages using an automatic telephone dialing system, automated system, or an artificial or prerecorded voice, including calls or texts made for advertising purposes or that constitute telemarketing or solicitations, to the residential land line or wireless telephone number(s) or email address you have provided for purposes of fulfilling this inquiry about mortgage financing, even if call or text results in a charge by your provider. You also agree that this authorization is valid even if any of the number(s) listed above have been added to Cardinal Financial’s company specific do-not-call list, or to any state or federal do-not-call registry. Providing your consent to receive such calls from Cardinal Financial is not a condition of buying any goods or services from Cardinal Financial, and will not affect whether Cardinal Financial provides goods or services to you. If you do not wish to consent, you may contact a Loan Originator by calling 1-855-561-4944. I have read and accept the terms and conditions
