Jumbo Loan
Reasons/Highlights
Why a
Jumbo Loan?
- More purchasing power
- Credit scores as low as 660 may be accepted
- Competitive interest rates
- Can be used for investment properties
- Can be used to purchase a home or refi your current loan
About Conventional Loans
Get More Out
of Your Loan
Want more borrowing power and better interest rates for luxury homes or high-cost areas? Try a jumbo loan on for size.
High-cost area? High-cost home? If you check either box, you’re in the right place. A jumbo loan can provide more mortgage for those with awesome credit, low debt, and a large down payment ready to go.
Fun Fact
Jumbo loans can be a much smarter investment than taking out a second loan or paying cash to bridge the gap between a conventional mortgage and a higher home purchase price. The more you know…
More Home Loan Options
Great news. With Jumbo loans, you’ve got options. Here’s a look at what’s possible.
Cardinal Jumbo
More borrowing power, less interest.
Get more borrowing power for high-cost homes with a jumbo loan. AUS stands for automated underwriting systems, which means you can enjoy a faster application process without waiting for your lender to manually assess the risk of your loan.
Cardinal Jumbo Expanded
Yep, it gets bigger than jumbo.
Jumbo expanded loans serve the same purpose as standard jumbo loans, but with even more borrowing power for luxury homes and high-cost areas. When you need more mortgage, jumbo expanded delivers with better interest rates for your loan amount.
Jumbo Rate Protect
More mortgage, less stress.
When you know you’ll need a jumbo loan but haven’t finalized that jumbo home search, Jumbo AUS Rate Protect lets you lock in your rate for up to 90 days. That’s one less thing to worry about before closing on your jumbo loan.
Know what to expect and see it actually happen.
- A personalized loan process that delivers success
- Get help from real people, not a robot on the phone
- Trusted experts who get to know your unique needs
Here’s what our clients are saying:
Minimal headaches and a lot of clarity.
“Matt and John are both great – always available for questions, able to explain all of my options to me immediately and simply. Both my initial loan and a complicated refinance were handled through them with minimal headaches and a lot of clarity.”
Easy Breezy.
“This is the third time we have worked with Matt and there’s a reason we keep coming back. He is easy and fun to work with (which is important when you’re signing your life away on a home mortgage haha!) and makes the process easy breezy. But don’t let the fun fool you, he is professional and knows his stuff. We are grateful to have him as our mortgage guru. Thanks, Matt!”
Big Suitcase Full of Money – with a SMILE!
“The Primo Loans team checked ALL the boxes on my investment purchase! Their team picks up the phone, has my best interest in mind, communicates well, willing to work for my business, and has done an amazing job on my loans over the years. Continuously improving the process all while maintaining an authentic and sincere approach to lending keeps us coming back for more. Really, call them. They are a great source of knowledge.”
Could not have asked for a smoother process!
“They were more than willing to answer any questions we had at any time. They continuously checked in to make sure things were going good on our side. They work very well together and got us the beautiful home we are in for a great price with great rates in about a month. During the signing, even the agents could not believe the numbers compared to some they had seen previously. Primo Loans has a great team to work with. Could not recommend them more!!”
A buying process as smooth as it could be.
“Matt and his team helped make my and my fiance’s house buying process as smooth as it could be! Matt took time out of his day for me to talk numbers whenever I needed him to and rework any situation that raised a concern to me so I would better understand. He continuously emailed us to make sure all was going well on our side so that closing would be complete in time, which we finished well ahead of schedule! This is my second buying experience with Primo Loans and I have no complaints about this Team.”
A Loan Process as stress-free as
possible.
- Get in your home quickly with no hassle.
- A name and direct phone number you can call.
- Walk through your long-term investment goals.
Don’t end up in a hotel with everything you own in a truck.
- Stop calling robots or automated systems.
- Don’t work with rookies who are just learning the loan process.
- Stop relying on algorithms that don’t deliver success.
We won’t put you in a home you can’t afford.
At Primo Loans, we know you want to feel confident throughout your mortgage experience. To do that, you need a loan officer who will personally lead you through the process and help eliminate the hassles. The problem is, buying a home is one of the largest investments you’ll make in your life. The loan process is often overwhelming and can make you feel anxious that you won’t qualify for the home your family needs.