VA Loan
Reasons/Highlights
Why a
VA Loan?
- 0% down payment
- Credit scores as low as 580 may be accepted
- No private mortgage insurance (PMI) required
- Lowest interest rates available for qualifying borrowers
- Current VA loans can be streamline refinanced with no appraisal
About VA Loans
Simple
is better.
Want flexible credit requirements and no down payment? If you’re an active-duty service member, veteran, or eligible surviving spouse, try a VA loan.
Guaranteed by the United States Department of Veterans Affairs, a VA loan can offer exclusive homeownership benefits for veterans, active-duty service members, and eligible surviving spouses. On behalf of everyone at Primo Loans, thank you for your service.
Did you know?
According to government data, fewer than 12% of veterans use their VA loan benefits due to a lack of awareness and education. We’re on a mission to change that by providing an excellent VA loan product and unrivaled customer service to those who have served.
More Home Loan Options
Great news. With a VA loan, you’ve got options. Here’s a look at what’s possible.
VA IRRRL
Less paperwork, more money saved.
Already have a VA loan? A VA streamline refi (also called a VA IRRRL, but we won’t make you say that three times fast) offers a quicker refi process with no appraisal required, minimal documentation, and the potential for lower rates.
VA Rate Protect
Lock the rates you deserve.
Get all the VA loan benefits you deserve with the added security of a locked-in rate with VA Rate Protect. With Rate Protect, you can lock your VA loan interest rate for up to 90 days while you focus on your home search
VA Purchase
A home loan that serves you.
Are you a veteran, active-duty service member, or eligible surviving spouse? Consider a VA loan for your next home purchase. This mortgage type is loaded with well-earned benefits including no down payment required, no private mortgage insurance, and flexible credit requirements.
VA Refinance
Better terms, on your terms.
Whether you’re refinancing from your current VA loan or a different mortgage type, a VA cash-out refinance is a great way to leverage your home equity and take advantage of the exclusive benefits that VA loans offer for eligible borrowers.
Know what to expect and see it actually happen.
- A personalized loan process that delivers success
- No robots or automated systems, just real people who you can talk to
- Trusted experts who get to know your unique needs
Here’s what our clients are saying:
Minimal headaches and a lot of clarity.
“Matt and John are both great – always available for questions, able to explain all of my options to me immediately and simply. Both my initial loan and a complicated refinance were handled through them with minimal headaches and a lot of clarity.”
Easy Breezy.
“This is the third time we have worked with Matt and there’s a reason we keep coming back. He is easy and fun to work with (which is important when you’re signing your life away on a home mortgage haha!) and makes the process easy breezy. But don’t let the fun fool you, he is professional and knows his stuff. We are grateful to have him as our mortgage guru. Thanks, Matt!”
Big Suitcase Full of Money – with a SMILE!
“The Primo Loans team checked ALL the boxes on my investment purchase! Their team picks up the phone, has my best interest in mind, communicates well, willing to work for my business, and has done an amazing job on my loans over the years. Continuously improving the process all while maintaining an authentic and sincere approach to lending keeps us coming back for more. Really, call them. They are a great source of knowledge.”
Could not have asked for a smoother process!
“They were more than willing to answer any questions we had at any time. They continuously checked in to make sure things were going good on our side. They work very well together and got us the beautiful home we are in for a great price with great rates in about a month. During the signing, even the agents could not believe the numbers compared to some they had seen previously. Primo Loans has a great team to work with. Could not recommend them more!!”
A buying process as smooth as it could be.
“Matt and his team helped make my and my fiance’s house buying process as smooth as it could be! Matt took time out of his day for me to talk numbers whenever I needed him to and rework any situation that raised a concern to me so I would better understand. He continuously emailed us to make sure all was going well on our side so that closing would be complete in time, which we finished well ahead of schedule! This is my second buying experience with Primo Loans and I have no complaints about this Team.”
A Loan Process as stress-free as
possible.
- Get in your home quickly with no hassle.
- A name and direct phone number you can call.
- Walk through your long-term investment goals.
Don’t end up in a hotel with everything you own in a truck.
- Stop calling robots or automated systems.
- Don’t work with rookies who are just learning the loan process.
- Stop relying on algorithms that don’t deliver success.
We won’t put you in a home you can’t afford.
At Primo Loans, we know you want to feel confident throughout your mortgage experience. To do that, you need a loan officer who will personally lead you through the process and help eliminate the hassles. The problem is, buying a home is one of the largest investments you’ll make in your life. The loan process is often overwhelming and can make you feel anxious that you won’t qualify for the home your family needs.