VA Loan


Why a
VA Loan?

  • 0% down payment
  • Credit scores as low as 580 may be accepted
  • No private mortgage insurance (PMI) required
  • Lowest interest rates available for qualifying borrowers
  • Current VA loans can be streamline refinanced with no appraisal

About VA Loans

is better.

Want flexible credit requirements and no down payment? If you’re an active-duty service member, veteran, or eligible surviving spouse, try a VA loan.

Guaranteed by the United States Department of Veterans Affairs, a VA loan can offer exclusive homeownership benefits for veterans, active-duty service members, and eligible surviving spouses. On behalf of everyone at Primo Loans, thank you for your service.

Did you know?

According to government data, fewer than 12% of veterans use their VA loan benefits due to a lack of awareness and education. We’re on a mission to change that by providing an excellent VA loan product and unrivaled customer service to those who have served.

More Home Loan Options

Great news. With a VA loan, you’ve got options. Here’s a look at what’s possible.


Less paperwork, more money saved.

Already have a VA loan? A VA streamline refi (also called a VA IRRRL, but we won’t make you say that three times fast) offers a quicker refi process with no appraisal required, minimal documentation, and the potential for lower rates.

VA Rate Protect

Lock the rates you deserve.

Get all the VA loan benefits you deserve with the added security of a locked-in rate with VA Rate Protect. With Rate Protect, you can lock your VA loan interest rate for up to 90 days while you focus on your home search

VA Purchase

A home loan that serves you.

Are you a veteran, active-duty service member, or eligible surviving spouse? Consider a VA loan for your next home purchase. This mortgage type is loaded with well-earned benefits including no down payment required, no private mortgage insurance, and flexible credit requirements.

VA Refinance

Better terms, on your terms.

Whether you’re refinancing from your current VA loan or a different mortgage type, a VA cash-out refinance is a great way to leverage your home equity and take advantage of the exclusive benefits that VA loans offer for eligible borrowers. 

Know what to expect and see it actually happen.

  1. A personalized loan process that delivers success
  2. No robots or automated systems, just real people who you can talk to
  3. Trusted experts who get to know your unique needs

Here’s what our clients are saying:

A Loan Process as stress-free as

  • Get in your home quickly with no hassle.
  • A name and direct phone number you can call.
  • Walk through your long-term investment goals.

Don’t end up in a hotel with everything you own in a truck.

  • Stop calling robots or automated systems.
  • Don’t work with rookies who are just learning the loan process.
  • Stop relying on algorithms that don’t deliver success.

We won’t put you in a home you can’t afford.

At Primo Loans, we know you want to feel confident throughout your mortgage experience. To do that, you need a loan officer who will personally lead you through the process and help eliminate the hassles. The problem is, buying a home is one of the largest investments you’ll make in your life. The loan process is often overwhelming and can make you feel anxious that you won’t qualify for the home your family needs.