FHA Loan


Why a
FHA Loan?

  • Down payments as low as 3.5%
  • Credit scores as low as 580 may be accepted
  • FHA to FHA streamline refis don’t require an appraisal
  • FHA-eligible down payment assistance programs allowed
  • Great for first-time home buyers

About FHA Loans

An easy path for
first-time buyers

Did you know: FHA loans were originally designed to serve first-time buyers with less-than-perfect credit or past credit issues. Today, they’re a solid path to homeownership for first-time buyers, streamline refi-ers, and anyone who just needs some flexibility.

More Home Loan Options

Great news. With an FHA loan, you’ve got options. Here’s a look at what’s possible.

FHA Purchase

Financing with room to grow.

Looking for low down payment and credit requirements? An FHA loan could be the right fit for your home purchase. Backed by the Federal Housing Administration, FHA loans are popular with first-time buyers and anyone growing their finances.

FHA Refinance

The refi for your financial goals.

When you’re ready for a lower rate or want to leverage your home equity for cash out, it could be time for an FHA refi. No matter which loan type you’re refinancing from, an FHA refi can help you make the most of homeownership.

FHA Rate Protect

Flexibility, meet stability.

Lock in your FHA home loan rate for up to 90 days with FHA Rate Protect. Enjoy the best of both worlds with the security of a guaranteed rate while you home search, plus the flexible credit and down payment requirements that FHA mortgages offer.

Know what to expect and see it actually happen.

  1. A personalized loan process that delivers success
  2. No robots or automated systems, just real people who you can talk to
  3. Trusted experts who get to know your unique needs

Here’s what our clients are saying:

A Loan Process as stress-free as

  • Get in your home quickly with no hassle.
  • A name and direct phone number you can call.
  • Walk through your long-term investment goals.

Don’t end up in a hotel with everything you own in a truck.

  • No more talking to a robot on the phone.
  • Don’t work with rookies who are just learning the loan process.
  • Stop relying on algorithms that don’t deliver success.

We won’t put you in a home you can’t afford.

At Primo Loans, we know you want to feel confident throughout your mortgage experience. To do that, you need a loan officer who will personally lead you through the process and help eliminate the hassles. The problem is, buying a home is one of the largest investments you’ll make in your life. The loan process is often overwhelming and can make you feel anxious that you won’t qualify for the home your family needs.