FHA Loan
Reasons/Highlights
Why a
FHA Loan?
- Down payments as low as 3.5%
- Credit scores as low as 580 may be accepted
- FHA to FHA streamline refis don’t require an appraisal
- FHA-eligible down payment assistance programs allowed
- Great for first-time home buyers
About FHA Loans
An easy path for
first-time buyers
Did you know: FHA loans were originally designed to serve first-time buyers with less-than-perfect credit or past credit issues. Today, they’re a solid path to homeownership for first-time buyers, streamline refi-ers, and anyone who just needs some flexibility.
More Home Loan Options
Great news. With an FHA loan, you’ve got options. Here’s a look at what’s possible.
FHA Purchase
Financing with room to grow.
Looking for low down payment and credit requirements? An FHA loan could be the right fit for your home purchase. Backed by the Federal Housing Administration, FHA loans are popular with first-time buyers and anyone growing their finances.
FHA Refinance
The refi for your financial goals.
When you’re ready for a lower rate or want to leverage your home equity for cash out, it could be time for an FHA refi. No matter which loan type you’re refinancing from, an FHA refi can help you make the most of homeownership.
FHA Rate Protect
Flexibility, meet stability.
Lock in your FHA home loan rate for up to 90 days with FHA Rate Protect. Enjoy the best of both worlds with the security of a guaranteed rate while you home search, plus the flexible credit and down payment requirements that FHA mortgages offer.
Know what to expect and see it actually happen.
- A personalized loan process that delivers success
- No robots or automated systems, just real people who you can talk to
- Trusted experts who get to know your unique needs
Here’s what our clients are saying:
Minimal headaches and a lot of clarity.
“Matt and John are both great – always available for questions, able to explain all of my options to me immediately and simply. Both my initial loan and a complicated refinance were handled through them with minimal headaches and a lot of clarity.”
Easy Breezy.
“This is the third time we have worked with Matt and there’s a reason we keep coming back. He is easy and fun to work with (which is important when you’re signing your life away on a home mortgage haha!) and makes the process easy breezy. But don’t let the fun fool you, he is professional and knows his stuff. We are grateful to have him as our mortgage guru. Thanks, Matt!”
Big Suitcase Full of Money – with a SMILE!
“The Primo Loans team checked ALL the boxes on my investment purchase! Their team picks up the phone, has my best interest in mind, communicates well, willing to work for my business, and has done an amazing job on my loans over the years. Continuously improving the process all while maintaining an authentic and sincere approach to lending keeps us coming back for more. Really, call them. They are a great source of knowledge.”
Could not have asked for a smoother process!
“They were more than willing to answer any questions we had at any time. They continuously checked in to make sure things were going good on our side. They work very well together and got us the beautiful home we are in for a great price with great rates in about a month. During the signing, even the agents could not believe the numbers compared to some they had seen previously. Primo Loans has a great team to work with. Could not recommend them more!!”
A buying process as smooth as it could be.
“Matt and his team helped make my and my fiance’s house buying process as smooth as it could be! Matt took time out of his day for me to talk numbers whenever I needed him to and rework any situation that raised a concern to me so I would better understand. He continuously emailed us to make sure all was going well on our side so that closing would be complete in time, which we finished well ahead of schedule! This is my second buying experience with Primo Loans and I have no complaints about this Team.”
A Loan Process as stress-free as
possible.
- Get in your home quickly with no hassle.
- A name and direct phone number you can call.
- Walk through your long-term investment goals.
Don’t end up in a hotel with everything you own in a truck.
- No more talking to a robot on the phone.
- Don’t work with rookies who are just learning the loan process.
- Stop relying on algorithms that don’t deliver success.
We won’t put you in a home you can’t afford.
At Primo Loans, we know you want to feel confident throughout your mortgage experience. To do that, you need a loan officer who will personally lead you through the process and help eliminate the hassles. The problem is, buying a home is one of the largest investments you’ll make in your life. The loan process is often overwhelming and can make you feel anxious that you won’t qualify for the home your family needs.