No catches – No gimmicks

Your best hope to buy a house

  • Must reside in qualifying area 
  • At least 1 borrower must be a first time homebuyer (Must not have owned a home in the last 3 years)
  • Fixed-rate mortgages can simplify budgeting
  • Grant funds can be used to purchase a home anywhere in the U.S
  • 3% minimum down payment requirement

Special Purpose Credit Program

Would you buy a house today?
If we granted you $6,500…

We’re working to put homeownership within the reach of more people. This program provides $6,500 in down payment assistance to first time homebuyers who live in qualifying neighborhoods in select cities.

Have a question?

Great news. With this grant, you finally have the opportunity to buy your home. Here’s a look at what’s possible.

How do I know if I qualify for down payment assistance?

Because eligibility for this grant depends on where you live when you apply, the best way to find out if you qualify is to talk to a Loan Officer.

Do I have to buy in the same area where I live now?

No. You need to live in one of the qualifying census tracts when you apply, but you can buy a home anywhere in the U.S. If you don’t live in a qualifying area, you might be eligible for this grant.

Where is this grant available?

  • Chicago-Naperville-Elgin, IL-IN-WI
  • Detroit – Warren – Dearborn, MI
  • Philadelphia – Camden – Wilmington, PA-NJ-DE-MD
  • Atlanta – Sandy Springs – Roswell, GA
  • Baltimore – Columbia – Towson, MD
  • Memphis, TN-MS-AR
  • Cleveland, OH
  • Brownsville – Harlingen, TX
  • Dallas-Fort Worth – Arlington, TX
  • Houston-Pasadena-The Woodlands, TX
  • McAllen-Edinburg-Mission, TX
  • Miami-Fort Lauderdale-West Palm Beach, FL
  • New York-Newark-Jersey City, NY-NJ
  • Oklahoma City, OK
  • Orlando-Kissimmee-Sanford, FL
  • Phoenix-Mesa-Chandler, AZ
  • Riverside-San Bernardino-Ontario, CA
  • San Antonio-New Braunfels, TX
  • St. Louis, MO-IL
  • Tampa-St. Petersburg-Clearwater, FL
  • Washington-Arlington-Alexandria, DC-VA-MD-WV

How do I apply?

Contact one of our Loan Officers to be connected to your local Primo loan officer. Once we have some basic information, we’ll discuss your eligibility for the grant and help you with next steps.

Do I have to repay the down payment assistance?

No. This grant is a $6,500 grant to be used for down payment assistance (or closing costs). There is no repayment requirement.